You Can Only Go Forward

It's my new mantra. Really I think it is the best way to live your life. Stop looking back and beating yourself up. Learn from what has been done but don't miss out on today because you are feeling bad about something from yesterday, last week or ten years ago.

So here we are with a new mantra and a fresh start. Let's focus on the positives.

• Everyone is healthy
• We have two solid incomes
• We have a lovely little house
• Everyone is healthy (worth repeating)

Things we are working on

• We are paying the equivalent of two mortgages a month.

 Ouch. Really. We are. If you take our mortgage that we refinanced to pay off quicker and the loans from our renovation we are really paying the equivalent of two mortgages. It sounds bad, but it is what it is. Well, we can only go forward. The payments are being made. We can eat. We are trying hard to save and pay things off as quickly as possible. We I am helping us to transition into a more frugal lifestyle. My transitions are subtle so as not to scare anyone. Sure I talk about it. I talk about everything. I am into my third week of not spending extra money. It feels great. I have been perusing tons of different blogs that focus on more extreme frugality to get different ideas on what people do and what works for them. Every blog is different, but they all have something to offer.  My current plan includes no more clothes for me for the rest of the school year. Baby steps. When it get hot we will see what happens.