I am rethinking my hard core, extreme savings plan. I just ran the numbers about applying my $500 per check to our biggest loan. I actually ran it as applying an extra $1,000 per month on the loan. There would be a few extra checks in there as well. If we go with the extra $1,000 per month theory that loan would be paid off during the summer of 2018. Also, applying that money and seeing the balance drop may be motivating enough for us to find extra money to get rid of that bad boy. Hmmm.
Regardless of whether I save it or put it towards a bill, I am not spending it. That much I know is true.