Throughout the summer I have made a great change in my daily or weekly habits. Not that it is earth shattering or something that will change the world. It isn't a new idea that I came up with. It is an old idea that people have been talking about forever, but since I have implemented it, I find that it is working extremely well.
No more coffee when I am out. Not an astounding accomplishment to many, but to me it is huge. On average I probably purchased 4-5 coffees a week. This included Dunkin Donuts, Starbucks, and Cumberland Farms. Not cheap. I will say Cumberland Farms coffee is surprisingly good and the cheapest of the three.
On the way to work I didn't always stop for coffee. I do make it at home, but sometimes I needed just a bit more caffeine. My stops were usually after work when my energy was draining and I just felt exhausted. Depending on where I stopped I could spend $1.00 or $4.00. My coffee spending was probably $10.00 a week or more. So no coffee spending has been saving me at least $40.00 per month. That is a lot of money to put towards groceries, pay a utility bill, or save.
This commitment to not buying coffee has been fairly easy to stick to in the summer, but when work starts back up again I hope I have the same resolve to keep my commitment to not waste money on coffee. For most of my life I have thought nothing about grabbing coffee anytime or anywhere. There was no thought about budgeting the coffee. I could always afford it even when I couldn't. I am finally, after many years, making a commitment to stay away from this type of spending for now. When we are in a better situation I may be able to budget a certain amount of money for coffee, or I could continue to save the money.